Author: Matthew Miller
Disclaimer: This article is for informational and educational purposes only. It does not constitute financial, legal, or credit advice. Loan products, terms, interest rates, and eligibility requirements vary by lender and individual circumstances. Readers are encouraged to conduct their own research and consult qualified financial professionals before making any borrowing or financial decisions. The mention of specific services or platforms is for illustrative purposes only and does not imply endorsement. Internet connectivity has become a key factor in accessing financial services, especially in the growing online lending sector. Borrowers increasingly rely on stable internet to explore loan products, submit applications,…
Disclaimer: This article provides general financial information based on publicly available resources and Alaska-specific guidelines. It is not tax, investment, or legal advice. For decisions that may affect your finances, please consult a licensed financial professional or tax advisor. Managing money is tough enough on its own, and Alaska’s financial landscape adds its own layer of complexity. Sure, living in the Last Frontier comes with perks, but it also comes with higher everyday costs. For example, recent data shows Alaska’s residential electricity price at 27.71¢ per kWh, compared to the U.S. average of 17.62¢ per kWh, a vast difference you…
Disclaimer: This content is for educational and informational purposes only and does not constitute financial advice. Please consult a qualified financial advisor before making any financial decisions regarding savings, banking, or investments for your child. Teaching your child to save money is one of the most valuable life skills you can instill. It goes beyond simply putting money aside; it builds discipline, responsibility, patience, and an understanding of the value of money. Children who learn to manage their finances early tend to develop confidence in handling money as adults. However, helping a young mind understand the concept of saving can…
Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or tax advice. Always consult a qualified professional or financial advisor before making decisions related to your rental property or business banking. Regulations and requirements may vary by location and individual circumstances. It gets confusing when your rent payments mix with daily expenses. You scroll through your account, trying to sort out which charge came from tenants and which went to groceries. It feels messy and time-consuming. Many landlords face the same problem when they use one account for everything. That’s why setting up a proper…
Disclaimer: This article is for educational purposes only and does not constitute financial advice. Always consult a licensed professional before making any trading or investment decisions. The foreign exchange (forex) market is the largest financial market in the world, with trillions of dollars traded daily. For beginners, it may not seem very safe at first, but the basics are easier to understand than you might think. One of the most common starting points for new traders is focusing on trading major forex pairs, which are the currencies most widely traded globally. These pairs represent the backbone of the currency market…
Disclaimer: This article is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a qualified professional before making financial decisions related to CBDCs, stablecoins, or digital assets. CBDCs and stablecoins are not just buzzwords. They represent the future of money. CBDCs are digital banknotes issued by governments. They promise stability and public oversight. Stablecoins, on the other hand, are private digital tokens designed to keep their value steady. They aim to offer fast, low-cost transactions. This article asks: Are they allies in reshaping finance, or are rivals jockeying for global dominance? Definitions & Key…
Disclaimer: This article is for informational purposes only and does not constitute financial, career, or professional advice. Readers should consult a qualified advisor for guidance tailored to their individual circumstances. Ever picture someone in finance and imagine a guy yelling into a phone while stock tickers race behind him? Or maybe it’s someone behind a desk, analyzing numbers with deadpan focus like a thriller plot. For most professionals, neither version hits the mark. In this blog, we will share what work in finance looks like and why the boring parts are more important than they seem. It’s Not All Stocks…
Disclaimer: This content is for informational purposes only and does not constitute financial advice. Always consult a licensed financial advisor before making investment decisions. In today’s world, people have several options for building and managing their portfolios. Some popular options include index funds, exchange-traded funds, and individual stocks. Each of these has its pros and cons. Your choice depends primarily on your long-term financial goals, risk tolerance, and the investment strategy you want to use. In this blog, let’s understand more about the pros and cons of each of these so that you can make a more informed decision about…
Disclaimer: This content is for general informational purposes only and is not legal or financial advice. For personalized guidance and the latest updates, please consult the Social Security Administration or a qualified professional. In 2025, about 73.9 million Americans will benefit from at least one of the Social Protection programs, according to the Pew Research Center. These are benefits that are critical income sources for people in retirement, for people who now can’t work because of a disability, and for families who have lost a breadwinner.” The cost-of-living increase for 2025, which the Government Benefits announced, of 2.5 percent, is intended to…
Disclaimer: This article is for informational purposes only and does not constitute financial, investment, tax, or legal advice. Please consult a licensed financial advisor, tax professional, or attorney before making any investment or financial decisions. Individual circumstances vary, and past performance is not indicative of future results. After years of delayed gratification, long hours, modest pay during residency, and staggering student loans, you’ve finally reached a point in your medical career where your income exceeds your expenses. Now, the question becomes: how do you turn that income into long-term financial security? As a physician, you face unique financial challenges. You…
Disclaimer: This article provides general tips to how to save money shopping online and should not be considered professional financial advice. For personalized financial advice, consult a financial expert For millions of consumers, online shopping is no longer simply a convenience; it’s a way of life. But if you don’t know how to shop around, you can also spend too much on the dozens of deals and discounts available online. The good news is that plenty of strategies can help you save. In this guide, we’ll cover everything you need to know to make the most of your online shopping experience, including ways to…
Disclaimer: This article provides general financial advice about managing debt. For personalized advice tailored to your specific financial situation, please consult a certified financial advisor. Managing debt can feel overwhelming, especially when you’re unsure of the best way to handle it. bleaker but the good news is these are entirely avoidable. Whether you are in credit card debt, have loans, or other financial obligations, knowing where others have gone wrong is the first step to preventing the same for yourself. In this post, we will cover a list of 11 common debt mistakes, and some practical advice for avoiding them as well. With…